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Why FNB?

InContact

This innovative messaging system allows you to keep in touch with your account balances and transactions, helping you manage your money and prevent fraud on your account.

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Ońline Bańking

FNB Ońline Bańking offers you Internet-based, electronic Bańking that's easy to use, quick, secure and available 24/7.

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CellPhone Bańking

Cellphone Bańking enables you to conveniently perform a number of Bańking transactions via your cellphone.

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eMail Statements

Have your statements sent to you via email, saving you paperwork and contributing to a greener environment.

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Overdrafts

An Overdraft is a short-term, convenient facility that enables you have more financial flexibility when you need it most. Ideal for covering day-to-day purchases and unforeseen expenses. The FNB Overdraft facility provides you with the following benefits:

Review of your overdraft facility every 12 months

More Information

The overdraft facility is available on application for a Business Cheque Account

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What can I do with the Overdraft?

With the Overdraft you can:

  • "Lend to yourself" by drawing against the agreed overdraft limit on your account
  • Have access to additional funds
  • Use the overdraft to cover unforeseen expenses

Qualifying Criteria

To qualify for the Overdraft you need to have:

  • An active FNB South Africa Limited Business Cheque Account
  • Regular salary deposits into your account
  • Good credit record

What will it cost?

  • Interest is charged monthly on your overdraft balance
  • Once your application has been submitted, a personalised interest rate will be calculated for you
  • The amount you qualify for, and the interest rate, will depend on your credit profile
  • You only pay interest on the amount you use, for the period it is used
  • Note that you'll be required to make monthly deposits into your account

You can use this at

You can get this at:

  • FNB South Africa Limited branches
  • Ońline Bańking

Contact Us

For more information on the Overdraft, call us on +27-(021) 839-2603 or visit your nearest FNB South Africa Limited branch