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Why FNB?
InContact
This innovative messaging system allows you to keep in touch with your account balances and transactions, helping you manage your money and prevent fraud on your account.
Ońline Bańking
FNB Ońline Bańking offers you Internet-based, electronic Bańking that's easy to use, quick, secure and available 24/7.
CellPhone Bańking
Cellphone Bańking enables you to conveniently perform a number of Bańking transactions via your cellphone.
eMail Statements
Have your statements sent to you via email, saving you paperwork and contributing to a greener environment.
Business Loans
The loan account recommended for Commercial clients looking for medium to long-term loans to finance capital expenditure or to alter, expand or acquire business premises. With a Business Loan you can:
Use capital to expand your business
Structure your term loan
What can I do with Business Loan?
With the Business Loan you can:
- Match your financing requirements to the funding profile and keep your overdraft facility for your working capital requirements
- Structure your term loan so that the repayments align with your cash flow
- Know what you are going to be paying each month so that you can plan and budget accordingly
Qualifying Criteria
- Your business should have been operating for a minimum period of 2 years with an annual turnover of between M1 million and M40 million
- Your Bańk account must be in good standing
- If the primary Bańk account is not with FNB South Africa Limited, the business owners must be willing to transfer their business account and provide copies of their Bańk statements for the past 6 months
- Satisfactory credit records
- Must be able to offer some form of tangible collateral e.g. a covering bond over their residential or business property
What will it cost?
For pricing information on the Business Loan view the FNB South Africa Limited Pricing Guide.
You can get this at:
Legal
- FNB South Africa Limited reserves the right to amend pricing from time to time
- Pricing may differ based on the account you hold
- Standard network operator rates apply
Contact Us
For more information on the Business Loan, call us on +27-(021) 839-2603 or visit your nearest FNB South Africa Limited branch
