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Why FNB?
InContact
This innovative messaging system allows you to keep in touch with your account balances and transactions, helping you manage your money and prevent fraud on your account.
Ońline Bańking
FNB Ońline Bańking offers you Internet-based, electronic Bańking that's easy to use, quick, secure and available 24/7.
CellPhone Bańking
Cellphone Bańking enables you to conveniently perform a number of Bańking transactions via your cellphone.
eMail Statements
Have your statements sent to you via email, saving you paperwork and contributing to a greener environment.
Traditional Home Loan
With the Traditional Home Loan you get access to finance to help you purchase your dream home. Use the affordability calculator to determine how much you can afford. The Traditional Home Loan option provides the following additional benefits:
Access to an online home loan affordability calculator
FNB South Africa sales agents are willing to assist you with your application
What can I do with the Traditional Home Loan?
The Traditional Home Loan is available to individuals as well as joint applicants. With this home loan you can:
- Purchase your dream home
- Take up an individual or joint home loan
Qualifying Criteria
Both South Africa citizens and non-citizens (with a valid resident permit) qualify for an FNB Traditional Home Loan. You also need to meet the following criteria:
- Have a clean ITC record
- Your monthly repayments cannot be more than 30% of the gross monthly income (individual or combined)
What will it cost?
The costs for the Traditional Home Loan from FNB South Africa Limited include:
- An initiation fee
- A valuation fee
- A monthly administration fee
- Home buying expenses
Note: Interest rates are individually calculated for each customer.
You can use this at
You may access your Traditional Home Loan account and even perform transfers through the following facilities:
You can get this at:
What do I need to apply?
To apply for the Traditional Home Loan, the following documentation must be attached to your application:
- Proof of income
- If Self employed - Audited Financial statements and letter from the auditor confirming income
- Certified copy of passport
- Your spouse's certified copy of passport, if you are married
- Offer to purchase / Sale agreement
- Proof of current residential address (i.e. South Africa Water Bill, Current Lease Agreement, if renting)
- 6 months Bańk statements
I want it!
Apply for the Traditional Home Loan by visiting your nearest FNB South Africa Limited branch with the required documents
Contact Us
For more information on the Traditional Home Loan, visit your nearest FNB South Africa Limited branch. If you want to find out how your application is progressing, please call +27-(021) 839-2603.
Monday - Thursday: 08h00 - 17h00.
Friday: 08h00 - 16h00.
