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Personal ḃanking > Mortgages 

Mortgages

Your mortgage statement. Understanding your statement. Find out more.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

Want a new mortgage?

Switching mortgages

If you are looking to switch your mortgage from another lender without moving home (remortgaging), you must have owned the property for at least 6 months by the time your new mortgage deal with us is due to complete. And if you’re borrowing more at the same time as switching your mortgage, the most you can apply to borrow is 80% of your home’s value.

Also, if you are borrowing more than 75% of your home’s value, you are only able to borrow on a repayment basis.

It’s easy to switch and a Mortgage Specialist will guide you through the process.

Features & Benefits
  • No property valuation fee for mortgages up to £500,000.
  • No higher lending charge.
  • Free legal work if you are borrowing between £50,000 and £999,999 for a standard remortgage.

The Airmiles Mortgage

  • 6,000 free Airmiles after your mortgage starts.

  • 50 miles per month during the fixed-rate period.

  • No product fee options.

  • Even during the Early Repayment Charge period you can repay up to 10% of the balance each year without a charge.

  • No higher lending charge.

  • Available for borrowing between £50,000 and £500,000, whether you're buying a new property or just moving your mortgage from another lender (remortgaging).

  • The Airmiles Mortgage cannot be mixed with other deals in our range and is not available for buy-to-let.

  • Please note that these deals can be withdrawn at any time. A deal is not secured until we have received your completed paper application form.

                                                  


     

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